Article by Carmelo Faulkner

Equifax Credit ReportsEquifax credit report is the credit record provided by the Equifax credit reporting bureau. Consumer credit reports provide a brief but comprehensive overview of his or her credit history. A credit report, sometimes referred to as your credit history or credit file, is utilized mainly by lenders to decide whether or not they will grant you credit. Credit reports are widely used in many situations from auto loans, mortgages, and credit cards to insurance, utilities, and employment. Personal credit reports provide detailed account of the individual