What You Need To Know About Fair Credit Reporting

Article by Sergei Lemberg

The opportunity for every consumer to qualify for fair credit is one of the bedrocks of the American economic system, a fact which was cemented in law with the enactment of the Fair Credit Reporting Act – also known simply as the FCRA – in 1970.

Congress stressed that the banking system depends upon fair and accurate credit reporting. Consumer reporting agencies must “exercise their grave responsibilities with fairness, impartiality and a respect for the consumer’s right to privacy,” the law proclaims.

The FCRA was amended by the Fair and Accurate Credit Transaction Act (FACTA) of 2003.

A credit report contains details regarding a consumer’s basic identifying information, including full name, address, previous address, Social Security number, marital status and the number of children (if any). It also has financial information (income, bank accounts, value of car, mortgage), public records (liens, bankruptcies, arrests), credit accounts and their status, collection items, current employment and job history, requests for a credit report and certain health information. In addition, there is a section regarding disputed items.

Many consumers know about the FCRA only in terms of what is contained in their reports. However, there is much more involved and consumers should be aware of what the law can do for them.

The law strictly regulates the conduct of reporting agencies, which are entities that collect and sell credit and financial information about consumers. There are three nationwide consumer reporting agencies – Equifax, Experian and TransUnion. They are required by law, upon request by a consumer, to provide a free copy of a credit report once every 12 months.

Here are some key points regarding consumer rights when it comes to credit reporting.

Use of information against consumer

If a credit report is a basis for the denial of credit, employment or insurance, the entity making the denial must inform a consumer about the identity of the consumer reporting agency that provided the report.

Consumer entitled to know contents of file

A consumer has the right to know the content of all files on him or her that are retained by a consumer reporting agency. While payment of a fee may be required, there are many exceptions that require the agency to make the files available at no cost (for example, if information contained in the file is used in an adverse action against the consumer).

Credit score information

Consumers often fret about their credit score, which is a numerical grade that is meant to reflect an individual’s creditworthiness. The better the score, the better the chances for obtaining credit. Under the FACTA, a credit score can now be obtained with the payment of a fee.

Incomplete or inaccurate information

A consumer has an absolute right to dispute any inaccurate or incomplete information. Once it receives such a report from a consumer, a credit reporting agency must act on the complaint unless it is clearly not based on fact.

Correction or deletion of information

Any information that is inaccurate, incomplete or unverified must be properly addressed by a credit reporting agency. This means that normally, within 30 days, such information will be corrected or deleted.

Putting outdated negative information to rest

A consumer reporting agency is barred from reporting negative information that is older than seven years. In the case of bankruptcies, there is a 10-year limit.

Access to reports

The law places clear limitations on the ability to obtain a credit report on a consumer. Among the permissible reasons for obtaining a report are the following – the consideration of an application for credit, a rental or insurance; employment (with certain restrictions); a court order; professional licensing; a review of an account; and a decision regarding child support payments. Debt collectors do not have a permissible status to legally obtain a credit report.

Finally, it is always important to remember that the FCRA is a law with teeth. Consumers have a private right of action in federal or state court against consumer reporting agencies and those who improperly use credit reports. In some circumstances, there may even be violations of criminal law.

It is not always easy to be sure a consumer is getting a fair shake when it comes to fair credit. For a consumer with well-founded concerns about a reporting agency or the use of a credit report, it is often best to seek assistance from a competent professional service.

Sergei Lemberg, Esq. is the Principal of Lemberg & Associates, a law firm specializing in fair debt collection law, lemon law, and other consumer law.










Legal Recourse Against Credit Reporting Errors

Article by Michael Forbes

By law, credit reporting agencies are expected to keep information on your credit report accurate. When you have followed every avenue to correct an inaccuracy and a credit reporting agency fails to remove the wrong information, you have legal recourse against them.

In the United States, having a good credit standing is a vital and necessary tool to everyday living. Your credit score has a direct impact on so many aspects of your life. Such aspects include your ability to obtain a loan for a car or motorcycle, your ability to get approved for a home loan, or an equity line of credit, your ability to get an affordable automotive insurance rate, a store credit card, a small personal loan and of your standard course credit cards.

In fact, your credit score also affects whether or not you can get an apartment or rent a home. These days many employers even consider your credit score when deciding whether or not to hire you. Meaning, a bad credit score can even affect your ability to get a good job, and thus your overall livelihood. Some people might not take their credit score that seriously, but it is serious. It’s your responsibility as the consumer to check your credit report on a periodic basis in order to determine if there are any inaccuracies being reported, which in turn could directly affect your overall credit rating.

In the U.S. we use three major credit reporting agencies: Transunion, Experian and Equifax. Although these three reporting agencies format their reports differently, each of the credit reports contains the same basic information. Each agency report contains your personal identifying information about where you live, if you pay your bills on time, if you have ever filed for bankruptcy, if a lawsuit has ever been filed against you and if you have been arrested.

The credit reporting agencies sell your private information in your credit report to creditors, insurers, employers and other entities who want to evaluate your credit report in order to make a decision about loaning you money, insuring you, hiring you, or allowing you to rent an apartment or home. Since so much hinges on the accuracy of your credit report, it’s absolutely critical to ensure that the information contained within your credit report is accurate.

The federal Fair Credit Reporting Act (FCRA) was created to promote the accuracy of information reported. Both creditors and the reporting agencies have a responsibility to ensure the accuracy of the information they report on a person’s credit. When there is an inaccuracy in a report it can result in denied credit. This can be extremely inconvenient if you are in need of a new automobile, a small loan, or even if you want to purchase a home.

In a 2004 study conducted by the U.S. Public Interest Research Group, 80% of the reports in the study contained inaccuracies and 25% of those errors had inaccuracies which could trigger a denial of credit. There are steps that a consumer must take in order to request that such inaccuracies be removed. The first step is first obtaining a copy of the report. If after you have exhausted all of your attempts to get an error removed and agency continues to report the erroneous information, then you may have legal recourse against them.

By law, when there is inaccurate information on your report, the reporting agency is required to remove it. If the reporting agency fails to remove the incorrect information, then you can sue them for damages. To learn more about your legal options, please contact a Philadelphia debt collector attorney for more information.

Michael P. Forbes is a Philadelphia debt collector attorney. As a seasoned lawyer, he is closely familiar with various federal laws that are aimed at protecting the consumer and the debtor from unfair practices. Whether a credit reporting agency has violated a provision of the Fair Credit Reporting Act (FCRA), or if you are a victim of debt collector abuse and they have violated the Fair Debt Collection Practices Act (FDCPA), he is well-versed in all forms of state and federal laws that are designed to protect you. His firm offers a broad range of services including foreclosure defense, credit card lawsuits, debt collector abuse, zombie debts and much more. To learn more about how Mr. Forbes can help you, please contact a Philadelphia debt collector attorney by calling (610) 991-3321 or you can visit the firm’s website at http://www.mforbeslaw.com.










All Is Fair In Love, War, And, Your Credit Report. At Least It Should Be. Under Standing The Fair Credit Reporting Act

Article by Glenn Prialde

Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what’s on your credit report?If you’ve ever applied for a charge account, a personal loan, insurance or a job, there’s a credit report about you. This credit report contains information on where you work and live, how you pay your bills, and whether you’ve been sued, or filed for bankruptcy.About The Fair Credit Reporting Act? (FCRA)The Fair Credit Reporting Act was the first federal law to regulate the use of personal information by private business. It was all the way back in 1899 that the first major credit reporting agency was started. Over time, credit reporting grew into a huge industry and, by the late 1960’s, became surrounded by controversy.Credit reports from the Credit Reporting Agencies were being used to deny services and opportunities. At that time, you would have had no right to see what was in your credit report. The FCRA was passed in 1970 and fortunately now you have that right.On December 4, 2000 President George Bush signed into law the first phase of the Fair And Accurate Credit Transactions Act (FACT Act), which amends the FCRA. The FACT Act establishes the Financial Literacy and Education Commission and calls for a national financial literacy campaign.The act addresses consumer’s rights to understand and protect the information in their credit report and to get help when their financial information has been stolen. It also restricts the use of medical information in determining a consumer’s eligibility for credit, and also limits the sharing of medical information with affiliated companies under certain circumstances.Here are some questions consumers commonly ask about credit reports, Consumer Reporting Agencies and the answers. Note that you may have additional rights under state laws. You can contact your state Attorney General or local consumer protection agency for more information. You also have information and resources at your disposal 24/7 at: www.creditandyou.com.Q. What can I do about inaccurate or incomplete information?A. Under the new law, both the Consumer Reporting Agencies and the information provider have responsibilities for correcting inaccurate or incomplete information in your credit report. To protect all your rights under this law, contact both the Consumer Reporting Agencies and the information provider. See credit repair article by credit and you.comQ. Can my employer get my credit report?A. Only if you say it’s okay. A consumer reporting agencies may not supply information about you to your employer, or to a prospective employer without your consent.Q. Can creditors, employers or insurers get a report that contains medical information about me?A. Not without your approval.Q. How can I stop a consumer reporting agencies from including me on lists for unsolicited credit and insurance offers?A. Creditors and Insurers may use consumer reporting agencies file information as a basis for sending you unsolicited offers. These offers must include a toll free number for you to call if you want to remove your name and address from lists for two years, completing a form that the consumer reporting agencies provides for this purpose will keep your name off lists permanently.Q. Do I have the right to sue for damages?A. You may sue a consumer reporting agency, a user or in some cases a provider of consumer reporting agency data in state or federal court for most violations of the FCRA. If you win, the defendant will have to pay damages to reimburse you for attorney fees to the extent ordered by the court.Q. Are there other laws I should know about?A. Yes. If your credit application was denied, the Equal Credit Opportunity Act (ECOA) requires creditors to specify why if you ask. For example, the creditor must tell you whether you were denied because you have no credit report with a consumer reporting agency or because the consumer reporting agency says you have delinquent obligations. The ECOA also requires creditors to consider additional information you might supply about your credit history. You may want to find out why the creditor denied your application before you contact the consumer reporting agencies. See Equal Credit Opportunity Act article by credit and you.comStay On Top Of Your Credit …Before financing anything, car, furniture, or a home, it’s a god idea to make sure your credit report is clean. Errors can often be quickly removed. And no sales person should ever know more about your credit report than you.

To find out: additional rights you have, who can get a copy of your credit report, how long negative information can be reported, easy steps anyone can take to repair there credit report visit: http://www.creditandyou.com/creditreports.html it’s a free information website!










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Payment Reporting Builds Credit: Supplement Negative Credit Reports

Article by Lisa Phillips

Having negative credit can affect your entire life. Not only are banks, lenders and credit card issuers pulling your credit file, employers are now using credit history as a determinant in hiring. It is getting harder to escape the consequences of having bad credit. Not everyone with bad credit is late paying all of their financial obligations. You may be timely with your rent, utility, cable, cell phone, child support and even daycare obligations. Now you have an alternative way to prove your creditworthiness. Payment Reporting Builds Credit (“PRBC”) is a national consumer reporting agency and credit bureau which collects, stores and reports bill payment information.

Payment Reporting Builds Credit (“PRBC”)

Since 2002, PRBC has been collecting, storing, scoring and reporting data for consumers and small businesses in accordance with Fair Credit Reporting Act. PRBC gives the consumer and small business owner a way to build a credit file and demonstrate creditworthiness that is different from the traditional credit reporting agencies. Payment Reporting Builds Credit produces a PRBC credit report and bill payment score based upon your payment history with non-reporting rent and recurring bills which are not traditionally reported to Experian, Equifax and Transunion credit reporting agencies. A PRBC credit report can show you have paid your bills on time. They maintain your bill payment history in your file for up to seven years and this information will only be shared with your permission.

Types of information contained in PRBC credit report

The information contained in a PRBC Report include rent, utility, cable, telephone, insurance, cell phone, loans from friends and family members, child support and even daycare provider payments.

How it works

Consumers or small business owners sign-up for enrollment and once enrolled, you will be able to document positive payment history in a PRBC credit file by reporting your payments for these types of bills. You will be able to view your report for free at any time. When applying for credit you can request the credit issuer pull your PRBC report and the credit issuer will pay a fee to PRBC to view your report. Not all credit issuers will agree to pull your PRBC report.

How much does it cost to create a PRBC report

While there is no fee for creating a PRBC credit file, there is a fee to the consumer for PRBC to verify the timely payments you report to your file. Credit issuers requesting your PRBC credit file also pay a fee to view your file. If you choose to use one of PRBC’s online bill payment partners, you can request your payments be reported to PRBC automatically as you pay your bills and no verification fee will be charged.

The cost for verification of your credit file

There is a six (6) month minimum payment history requirement in order to have your payments verified. After the six-month payment history requirement has ended, the cost of verification will vary depending on the type of information you request verified. For instance, rent payment history verification may be $ 20.00 while utility payment verification may be $ 15.00. You can request package deals for verifications which include cable, phone and electric bills.

Who views PRBC credit files?

Upon your consent PRBC sells credit reports to lenders, banks, employers and other companies when you apply for housing, a mortgage loan, credit, insurance, or employment. PRBC does not sell your information to telemarketers or other marketing firms. Unlike the three major credit bureaus, you can view your PRBC report as often as you like, free of charge. You maintain control over who will view your PRBC report.

Not all credit issuers, lenders and employers accept PRBC reports. You will have to inquire and request this type of report supplement your traditional credit information. Recently, Fannie Mae and Freddie Mac began accepting PRBC Credit Reports for underwriting purposes. A PRBC credit report may be an excellent way to increase your chances of getting approved with good rates when you apply for credit. For more information on Payment Reporting Builds Credit visit their website at http://www.prbc.com

For tips on improving your credit score visit: Rebuild Credit Scores

Lisa Phillips is a marketing consultant specializing in business expansion and development. Because many small business owners lack the personal and business credit necessary to grow and expand, she has developed a free website to aid consumers as well as entrepreneurs in rebuilding and taking control of their credit. www.rebuildcreditscores.com










Basics of Reporting Softwares

Article by Ben

Reporting softwares basically present data in required format and in a summarized manner as desired. The reports are then used for further data analysis. There are several types of reporting softwares that are available packed with some very useful and intelligent features. There are open source reporting softwares like Eclipse BIRT Project, Jasper Reports, Pentaho, and so on. Also commercially available reporting softwares include Crystal Reports, Actuate, CodeForms, LogiXML, and Oracle XML Publisher, among many others.

A typical reporting software will allow you to design a format, define data fields that are to be displayed, and create a layout for the report. Layout and format are two very important aspects of using reporting softwares, as the data displayed should be easily readable, properly structured, and printable. These softwares always work in association with the database, quite obviously because that is where the data for reports would come from. Once the basic designing is completed, some amount of programming needs to be done as per the requirements of the report.

Reporting softwares should adequately be incorporated with the following features. This will help you in appropriately selecting the right software suitable to your reporting needs.

*Database connectivity – ensure that the reporting software supports and works effectively with all leading databases like Ms SQL, Ms-Access, Oracle, MySQL, and so on. Also it will be beneficial if the software can also work with Ms-Excel, and text files.

*Lesser need of technical experts – the reporting software should be easy to use so that personnel with little technical knowledge of databases can also operate it. Built-in features of query builder, mathematical formulae, grouping, sorting, and filtering operations will make the user comfortable and generate reports without having to write SQL queries or other coding.

*Complex report generation – the report wizard should allow complex reports to be generated with little efforts. It should allow quick formatting, embedding other objects, accessing data of other reports, and so on.

*Present reports in a graphical manner – apart from presenting the data in text format, reporting softwares should also be able to generate graphical reports displaying graphs and charts.

*Exporting capability – the reporting software should allow the reports to be exported to other formats like Excel, PDF, XML, HTML, and others.

*Emailing and Publishing – the reports should be published at one single click so that they can be immediately viewed. The reports can be published at some online location or the same can be emailed directly to desired users or user groups.

*Security – the reporting software should facilitate defining users and user groups which will have rights to access and view particular reports.

It will indeed be useful to consider the above parameters while selecting reporting software, as the right choice will simplify your reporting needs to a significant extent.

Expert Technical Writer










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The Big Reporting Mistake

Article by Tom Wheelwright

What I find missing most often in wealth strategies is reporting. I find it amazing how so many people think they don’t need reporting. Some think they will be so successful that they don’t need a report to tell them that. Others think that reporting is just for their accountant to do their taxes. And, others think they aren’t big enough to need reporting.

I heard from many of you asking if you really needed reporting, and my resounding answer to all of you is YES!

Whether you have 1 employee or 100, whether you have 1 rental property or 50, whether you invest in options, tax liens, or oil & gas, you need reporting!

– What is Reporting?

Simply put, reporting summarizes activity. When done correctly, reporting is a helpful and meaningful tool, which brings me to the big reporting mistake.

– The Big Reporting Mistake –

Have you ever been handed a balance sheet and income statement from your accountant and been told that this is your reporting?

When you look at these reports from your accountant, do you scratch your head and wonder what you are suppose to do with these reports?

Do you file these reports as quickly as possible, hoping to never see them again?

This is the system most business owners and investors use for their reporting and it is a big mistake!

The mistake is basing reporting solely on the balance sheet and income statement. While these reports can be helpful, particularly when it comes to tax planning and preparing tax returns, they are not the most helpful when it comes to providing business owners and investors with information that will help them grow their business and their wealth.

– Here is What Reporting Should Be –

Reporting should report the activity YOU want. There are no specific rules that must be followed – it is based on what you want to help you make decisions to grow your business and your wealth.

If you are a business owner, what information would you like to know?

Your most profitable product or service? How much each customer contributes to your bottom line? How many products or services you must sell to break even each month? Each week? Product sales by customer? Sales by employee? How much each employee contributes to your bottom line?

The list can go on and on. The key to reporting is getting the information about your business or investments that will help you make decisions to grow your business and your wealth.

– What Do You Want From Your Reporting?

Make your list! Make a list of all the items you want in your reporting. Make a list for each of your investments and businesses because you’ll want different reporting for each type of investment and each business.

Be sure to include how frequently you want each item reported. Some items you may want to see once a month. Other items you may want to review on a weekly basis. And, there are some you will want to see every single day. For example, every morning I receive a report that tells me exactly how much cash was collected in each of my businesses.

The next step is to figure out how to get this information. In the meantime, really think about what you want from your reporting. It’s the beginning of the year and a great time to get your reporting in place!

Tom Wheelwright is the founder, CEO and creative force behind ProVision Wealth Strategists, a full-service CPA and wealth strategy firm headquartered in Tempe, Arizona. ProVision coaches investors and business owners all over the world to financial freedom, creating vast amounts of wealth and business success for its clients. For more information, please visit http://www.ProVisionWealth.com.










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APD’s Web-based Reporting Tool Helps Police Forces Increase Staff Productivity and Transparency

Article by APD Communications

New software tool empowers forces by improving data and reporting accuracy

24th March 2010 – APD Communications announces today the launch of INCA Reports, a powerful, secure, web-based reporting tool. Designed for the emergency services sector, INCA Reports provides a level of granularity never seen before in the sector helping forces to improve productivity levels, make more informed decisions and redeploy officers to the streets.

The reporting tool provides police officers access to on-demand data and scheduled reports. By providing an accurate view of vehicle history, incidents can be reviewed more comprehensively. Using INCA Reports, officers can ensure optimum use of resources, preventing over deployment of vehicles and ensuring that critical areas have sufficient resource available at all times.

INCA Reports also provides staff with the tools to effectively manage operational costs and staff productivity; support strategic initiatives (such as the reduction of carbon footprints and compliance with Duty of Care legislation); improve health and safety; allow forces to adhere more easily to the requirements of the Policing Pledge.

Leveraging robust SQL Server Reporting Services (SSRS), INCA Reports provides police forces with a highly scalable reporting product, capable of analysing a variety of data sources. Staff can use the tool to create, manage, and deliver reports via any web-connected PC. Reports can be exported to a range of popular formats (including PDF, HTML, Word, Excel). Staff can interactively explore data within reports by selecting it and clicking through to map areas, reducing the chance of information being misinterpreted.

All reports can be created quickly via user-friendly dashboards, allowing staff to select individual or groups of vehicles, by a range of factors such as class, type or location. Using APD’s ‘GeoFilter Editor’ software within INCA Reports, staff can configure reporting areas to be any size or shape by simply clicking on an online map. If forces receive multiple incident reports, hotspot areas can be saved enabling reports to be created instantly, which improves productivity levels and lets forces respond to public enquiries more swiftly.

Traditionally, most forces were required to allocate a number of officers to review data and reports were produced infrequently, as the reporting processing could be lengthy. Using INCA Reports, this process can be done by a single person in hours rather than days, allowing staff to be redeployed in the field where they are most needed. Due to the web-based nature of INCA Reports, staff can review and generate reports and set up GeoFilters remotely rather than having to return to the force’s control room.

In-built security protocols prevent unauthorised personnel from accessing reports and access to INCA Reports is logged ensuring complete compliance with the Management of Police Information (MOPI) policy.

Steve Denison, Managing Director, APD Communications, comments: “The Policing Pledge, which promises a police service focused on the public’s needs, and the need to improve productivity levels across a number of public services, means it is the perfect time to launch INCA Reports. We believe the product will become a critical tool for public services looking to measure performance and improve productivity of mobile personnel, while ensuring compliance with government legislation.” Denison adds:”Not only will INCA Reports deliver a level of data analysis that improves decision-making but it will enable officers to report confidently against metrics posed regionally and nationally by the government. In addition, the ability to provide data to help improve a force’s performance against the Policing Pledge guidelines is also a major advantage of this solution. The price point and upgrade programme means that the product can be tailored to the needs of each police force in the country.”

For additional information about APD’s various solutions, please visit: http://www.apdcomms.com

APD Communications (http://www.apdcomms.com/)










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Fair Credit Reporting Act

Article by Nicole Roberts

The Fair Credit Reporting Act, often referred to as the FCRA, is a federal law that governs credit reports and the companies and individuals that deal with them. This includes the credit reporting agencies, the creditors that report to them and consumers. If you are trying to repair your credit, this credit act can be an invaluable tool.

A CBS News report found that as many as 79% of consumer credit reports contain errors. Minor errors such as spelling variations of your name have no effect on your score. However, more serious errors such as inaccurate balances can have damaging effects.

The first step in credit repair is getting a copy of your credit report from each of the credit reporting agencies. The Fair Credit Reporting Act gives consumers several options to get these reports for free. If you are denied credit or sustain adverse action as a result of your credit file, you are eligible for a free report.

Individuals who fall within certain categories are also eligible. This includes those that suspect fraudulent activity on their credit, those receiving public assistance and those unemployed, but planning to seek work within 60 days. Finally, the credit act allows all consumers a free copy of their credit report annually.

If you find errors in your report, the FCRA also gives you an option to correct them. You can send a dispute letter to the credit reporting agency. Once your letter is received, the credit reporting agency must investigate the error by contacting the company that furnished the information. If the company confirms the error, it will be corrected and you will receive an updated copy of your report.

You have the option to dispute with the company reporting to the credit reporting agencies as well. Under the Fair Credit Reporting Act, they are restricted from reporting information which they know or have reason to believe is untrue. If you dispute the information they are reporting, you can send a letter detailing what information is inaccurate, why you believe it is inaccurate and documents supporting your dispute.

The credit act requires they investigate your dispute, which includes reviewing the information you provided. If the information on your credit reports is in fact erroneous, they must submit an update to the credit reporting agencies with the correct information.

When sending letters to credit reporting agencies or the companies reporting to them, it is important to document your disputes. This includes making a copy of letters and any supporting documents for your records and sending the dispute via a traceable mailing method. Certified mail return receipt requested is an inexpensive mailing method for this purpose.

If you are a victim of identity theft, the credit act can help. Once you notify the credit reporting agency, they can place a fraud alert on your file. This allows you a free copy of your credit report and also requires anyone trying to offer credit to make sure that it is really you that is applying. The act also mandates a block on the identity theft entries.

With the Fair Credit Reporting Act, you don’t have to live with erroneous and inaccurate information on your credit report. By utilizing the options within the act, you can repair your credit and restore your credit rating.

.Net Reporting Tool

Article by Perpetuum Software LLC

Report Sharp-Shooter is a tool used to publish reports and upload these to a report server. It is integrated with the visual studio in order to present the reports in an engaging manner. Normally, people want to be entertained as they are educated – and a boring report wouldn’t be able to accomplish this. The Report Sharp-Shooter can also add reports that are needed to create new projects involving the visual studio. As long as the report or the set of reports are compatible with these, then the individual can just create the matrix, tabular, or freeform reports that he believes will be suitable for the kind of presentation that he wants. But with the Report Sharp-Shooter, his job is done easier because the software can actually suggest what kind of report should be used.

When developing the report, it is very important to have the option to actually test these locally. Sometimes the SAP report only works on the system that it has been created in. The problem is when the program is loaded in another system. It might have a hard time loading because it is not compatible with the player there. At least in the Report Sharp-Shooter, the individual can be sure that the presentation is there in the system and can easily adjust to the system that will be sued to present it.

Reports created from the Report Sharp-Shooter are published and then deployed. Then the visual studio builds the interactive options. The Report Sharp-Shooter can also report the server to the one that is selected. As long as these are managed, then the properties and the securities of the administration is facilitated well. Most of the features that are listed in the Report Definition Language or the RDL is available in the Report Sharp-Shooter. If the SAP report designer elaborates this, then the one thing that they can do is to actually create the information that they need in order to come up with the needed materials for the features and for the importance of the Report Sharp-Shooter.

As long as the Microsoft SQL Server reaches the Reporting Services that are considered to be beneficial for the company then the report server database will have to lead to the creation of the defined language. The Report Sharp-Shooter can just include the data model along with the expressions and the format in order for the whole program to be comprehensible by the target market.

The reports define the business. As long as the Report Sharp-Shooter gets the fundamentals of the company, then the business is doing the right things. If it weren’t for these reports, then it will be hard to determine the Achilles heel of the corporation. At least with the Report Sharp-Shooter, this is made possible. Report Sharp-Shooter also does the same thing. It is very important to come up with the Visual Studio that is needed by the corporation in order for them to create the customized tools that the company needs in order to succeed. If there are questions regarding the program, then the Reporting Services Programming along with the Report Sharp-Shooter should also be used.

About Perpetuum Software:The company was founded in 2002. It offers.NET, ASP.NET and Silverlight software components designed for reporting and data visualization. Company headquarter is based in Russia (Barnaul) with offices in USA (Tampa), Europe (Italy and Germany) and Latin America (Brazil). It stands as Microsoft Gold Certified Partner. 4500 clients in more than 70 countries have been using Perpetuum Software products for 8 years.










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Reporting Tools for Dynamics GP Short Review

Article by Andrew Karasev

Microsoft Dynamics GP has its native reporting tools, such as Report Writer, Dexterity, and plus it is open for the majority of generic report design instruments, good example would be Crystal Report, where you have to establish connection to MS SQL Server databases. Another thing to mention on the top